Projects

Our Projects

Inspiration for Your Next Project

Mixed Use Triplex

Loan size: $560,000
Percent Of Portfolio: 12%
Current Lending Rate: 11.8%

Fourplex

Loan size: $600,000
Percent Of Portfolio: 13%
Current Lending Rate: 12.5%

Single Family

Loan size: $990,000
Percent Of Portfolio: 21%
Current Lending Rate: 14.5%

Sevenplex

Loan size: $900,000
Percent Of Portfolio: 19%
Current Lending Rate: 12.5%

Tenplex

Loan size: $700,000
Percent Of Portfolio: 15%
Current Lending Rate: 15%

Single Family

Loan size: $990,000
Percent Of Portfolio: 21%
Current Lending Rate: 14.5%

Home
Trustees
Offerings
Active Projects
Contact Us

Book A Call

Home
Trustees
Offerings
Active Projects
Contact Us

CapGap’s team of lending experts manage a well-diversified mortgage pool with the mandate to provide capital preservation while offering a strong return.

Our Services

Financing Real Estate
Trustees
Active Projects
Choose CapGap
Contact Us

Quick Links

Privacy Policy
CapGap Mortgage Trust – Presentation
FAQ

Contact Us

+1 (519) 573-0153
[email protected]

FSRAO Mortgage Administrator License #13516

Website by OpenHouse Digital Marketing

How MFTs DifferA Brief Comparison of Mortgage Trusts To Traditional REITs And MICs

Real Estate Investment Trust - REIT

The primary business of an REIT is to buy, own and manage income-producing properties (via rent or leases). Profitability can be affected by vacancy and interest rate increases. They are bound to strict guidelines regarding income generated and distributions.

Mortgage Investment Corp - MIC

MIC funds are placed in a pool of secured private mortgages on property, however, the properties cannot be managed or developed like an REIT. Half (50%) of its assets must be invested in residential mortgages and they typically have a lower LTV ratio (< 80%).

Mortgage Trust - MFT

An MFT is legally structured as a mutual fund but have advantages over an MIC. Similar to an REIT, underlying assets are secured against property in the form of mortgages, but, unlike an MIC, the MFT can also hold real estate over the long term in the trust. In the event of an economic downturn, bankruptcy, foreclosure, power of sale, etc, mortgage trusts are able to seize the underlying asset and can choose to rent, hold, or sell. Mortgage Trusts are also not limited in the types of mortgages that can be invested and do not need to have 50% of their assets in residential mortgages.